Sunday, March 20, 2011

Dr. Vijay Kumbhar, Rayat Shikshan Sanstha's D. G. College of Commerce, Satara

Chairman, The Rayat Sevak Cooperative Bank Ltd. Satara (From 11th August 2015)
Dr. Vijay M. Kumbhar (M.A., Ph.D, B.Ed, NET, SET, GDC&A, DIT)
Assistant Professor, (Economics & Banking) , Director , Banking Examination Guidance Center,   
Dhananjayarao Gadgil College of Commerce, Satara , Dist-Satara (Maharashtra) India PIN 415 001
Permanent Address : Prof. Dr. Vijay M. Kumbhar, A/p Talsangi, Tal. Mangalwedha,  Dist. Solapur Pin 413 319 
email -  Cell No - 09860176059

Academic & Research Contribution
 Teaching Experience (UG) : 15 years 03 Months
 Teaching Experience (PG) : 04 years
 Research Papers Published : 36 Papers
 Google citation - 182     H Index - 08       i-10 Index -08
 Minor Research Project : 02 Completed (UGC & Mumbai University)
 Major Research Project : 01 funded by ICSSR, Delhi (Rs. 13,00,000)
 Research Papers Presented : 20 Papers
 Awards : 02 awards for best research papers (by SUEAK)
 State Level Award for Best contribution - D.A. Shinde Pratishtan, Pune 
 Co-Author Text Books : 23 Books (Shivaji Uni.; Mumbai Uni. & Jalgoan Uni.)
 Author of Reference Books : 02 Books Published by “Scholars Press, Germany”
 Research Guide : M.Phil Research Guide (Shivaji University) 
 Reviewer/Referee of Journals : 07 National & International Research Journals
 Research Consultant :at Rayat Institute of Research and Development, Satara

Major Responsibilities & Active Participation in Various Academic Activities 
 Chairman, The Rayat Sevak Coop. Bank Ltd. Satara (having Business of Rs. 1800 Cr.) 
 Chairman of Research & Extension Committee DGCC, Satara
 Coordinator, Autonomous College Committee, DGCC, Satara
 Member of Internal Quality Assurance Cell (IQAC), DGCC, Satara
 Assistant Coordinator of Rayat Quality Management System, DGCC, Satara
 Coordinator of Career Oriented Course in Banking, DGCC, Satara
 Coordinator of IBPS Center, DGCC, Satara 
 Life Member of Marathi Arthashastra Parishad, Mumbai
 Life Member of Shivaji University Economics Association, Kolhapur (Maharashtra)
 Life Member of Indian Economics Association, New Delhi 
 Editor/Reviewer of 07 National & International Research Journals

Ph. D. in E-Banking (Alternative Banking)  
“An Empirical Study on Alternative Banking (e-Banking) and Its Impact on Customers’ Satisfaction: A Case Study of Public and Private Sector Banks in Satara City”  under the guidance of Prof. Dr. V. B. Jugale. Shivaji University, Kolhapur, 

Minor& Major Research Project
A) Minor Research Project Completed 
• Alternative Banking and Its Impact on Customers Satisfaction: A case study of Banks in Satara City, Rs. 75,000 Submitted to UGC New Delhi. 
• “Problems and Prospects of Agri-Tourism Business: An Empirical Investigation of Ratnagiri & SindhudurgDistricts in Maharashtra” (Rs. 40,000) is sanctioned by University of Mumbai, Mumbai 
B) ICSSR Major Research Project Completed
Major Research Project on “An Analytical Study on Bureaucratic Corruption and Reforms in Civil Services, Rs. 13 Lakh sanctioned by Indian Council of Social Science Research ICSSR, New Delhi
Books Published 

Awards Received 
1. V. M. Dandekar (Great Economist) Prize for best research paper Presented entitled “The New Trend in Indian Banking” In 19th  Annual conference of SUEAK at Balwant College, Vita (Sangli), on 12 and 13th January, 2008.
2. Dr. ChintamanraoDeshamukh (First Indian Governor of RBI) Prize for best research paper Presented entitled “Information Asymmetry and Failure of E-Banking Services: A Study (Marathi)”In 21st Annual conference of SUEAK at Yashwantrao Chavan College, Halkarni (Chandagad) Dist-Kolhapur, on 25 and 26th December, 2010
3. State Level Award for Best Contribution in Kumbhar Community in Maharashtra, Awarded by the Kumbhar Samajonnati Mandal, Mumbai (Year 2016)
4. State Level Award for Best Performance in Banking Sector, Awarded by the Hon'ble Shri. A. D. Shinde Pratishtan, Pune  (Year 2016)

Research Papers Published in National & International Journals 
  1. Agro-Tourism: Scope and Opportunities for the Farmers in Maharashtra,Indiastat E-journal in sep-oct. 2009 Socio Economic ISSN)
  2. Alternative Banking: A Modern Practice in India, Professional Banker (Online and Offline),  ICFAI  University  press,    issue of December 2009. Professional Banker, Vol. IX, Issue 9, December 2009, The ICFAI University Press. ISSN-0972-5121
  3. Crisis in Sugar Cooperatives In Maharashtra (India), in sep. 2009.  (Review Type Article)
  4. भारतातील सार्वजनिक बॅंकांमधील ईबँकिंग सेवांचा विकास” Published in Arthasanvad issue 22, Vol 3, Oct- Dec 2009, ISSN 0973-8452pp 214-222 
  5. Kumbhar V M (2009). Industrial Depression and Problems of SMEs in India.
  6. Increased Customers' Complaints in E-Banking Environment: Evidences from Indian Banking IndustryInternational Journal of Management Research and Technology(Vol.4 No.2 July-Dec 2010). pp: 433–440., ISSN: 0974-3502, Serial Publication New, Delhi.
  7. Efficiency  of  Commercial Bank: A Study of Commercial Banks in IndiaETHOS (Refereed Journal), KBPIMSR, Satara", June 2010, pp-46-50; ISSN-0974-6706
  8. भारतातील अन्नसमस्या : मुलभूतपरिक्षणYOJANA, GOI, Publication Division, October, 2010, Vol-38, Issue-3 pp—52;  ISSN- 0971-8397
  9. राष्ट्रीयकृत व खाजगी बँकातील ए.टी.एम सेवा वापरणाऱ्या ग्राहकाच्या समाधान पातळीचा तुलनात्मक अभ्यासArthasanvad, Issue of Oct- Dec 2010, ISSN 0973-845234, 03, pp 236-243
  10. Agro-Tourism: A Cash Crop for Farmers in Maharashtra (India), MPRA Paper No. 25187, posted 21. September 2010 20:11 UTC,
  11. Factors Affecting on Customers’ Satisfaction: An Empirical Investigation of ATM ServiceInternational Journal of Business Economics and Management Research, Volume 2, Issue 3 (March, 2011) pp-44-65;  ISSN:2229-4848
  12. Structural Equation Modeling of eBankQual Scale: A Study of E-Banking in IndiaInternational Journal of Business Economics and Management Research, Volume 2, Issue 5, May, 2011, pp-8-32;  ISSN:2229-4848,
  13. Customers Satisfaction in ATM service An Empirical Evidences from Public and Private Sector Banks in India,The journal Management Research and Practice (MRP) Vol. 3 Issue 2 (2011)pp-24-35;ISSN: 2067-2462 and E-ISSN-2067-2462, Academy of Economic Studies, Bucharest, Romania (Europe)
  14. Customers' Demographic Profile and Satisfaction in E-Banking Services: A Study of Indian Banks, International Journal for Business, Strategy and Management,Vol.1 Issue 1,Veloxian Learning & Consultancy,Bhubaneswar, Orissa
  15. Scope and   Problems   of    M-Banking    Solution   for   Unbanked: A   Review   of    Indian    Economy,   Journal  of   Banking  and Financial   Services   and   Insurance   Research, Vol. 1, Issue 5 (August 2011), pp 107-115, ISSN 2231-4288,
  16. Financial Inclusion Through M-Banking Services: Scope and Problems in India, Kumbhar, Vijay, (Working Series paper uploaded on online data base of MPRA)
  17. Determinants of Customers' Satisfaction in  ATM Service Setting: Empirical Evidences from IndiaPRAJNAN Journal of Social and Management Sciences,ISSN: 0970-8448, Vol. XL, No. 2,  July – September 2011; National Institute of Bank Management, Pune
  18. Alternative Banking Channels and Customers’ Satisfaction: An Empirical Study of Public and Private Sector Banks, , International Journal of Business and Management Tomorrow ( IJBMT ),pp 28-45, ISSN: 2249-9962(Online) Vol- 1, Issue - 1 October 2011,
  19. Performance and Contribution of IT-ITES Sector: A Review of Indian Economy, International Journal of Business Management and Leadership.Volume 2, Number 1 (2011), PP.39-44, ISSN 2231-122X,
  20. Factors Affecting The Customer Satisfaction In E-Banking: Some Evidences Form Indian Banks,The journal Management Research and Practice (MRP) Vol. 3 Issue 4 (2011)pp-24-35;ISSN: 2067-2462 and E-ISSN-2067-2462, was founded by the Faculty of Management, Academy of Economic Studies, Bucharest, Romania (Europe),
  21. Service Quality Perception and Customers’ Satisfaction in Internet Banking Service: A Case Study of Public and Private Sector Banks,Cyber Literature: The International Online Journal, ISSN 0972-0901, Volume 4 Issue 2 ,
  22. Reliability and validity of ‘eBankQual’ Scale in ATM Service Settings: A StudyVINIMAYA(Refereed and Indexed  Journal), Vol. XXXI No. 4 January – March 2011, pp-15-26; Published by National Institute of Bank Management, Pune, ISSN:0970-8456
  23. Determinants of Internet Banking Adoption: An Empirical Evidences From Indian Banking” Indian Journal of Commerce & Management Studies(ISSN: 2229-5674) in May 2011, Volume II, Issue – 4,
  24. E-Banking and Its Impact on Customers ’ Satisfaction: A Case Study of Public and Private Sector Banks in Satara CityETHOS (Refereed Journal), KBPIMSR, Satara", June 2011,pp-72-79;  ISSN-0974-6706
  25. भारतातील जनगननेचा पूर्वइतिहास व २०११ च्या जनगननेतील वास्तव, Yojana , Govt. of India, Publication Division, July 2011,pp 17-09,ISSN- 0971-8397
  26. Customers’ Perception in Electronic Fund Transfer (EFT) Service: A Study of Public and Private Sector Banks in IndiaArthAnveshan,Vol- 6 Issue - 2, pp 66-76, ISSN: 09738193, Shri Mata Vaishno Devi University, Katra-182 321, (J&K),
  27. Reliability Of “eBankQual” Scale: Retesting In Internet Banking Service Settings, Business Excellence and Management, Volume 2, Issue 2, June 2012, ISSN: 2248-1354, ISSN-L: 2248- 1354,
  28. Tourists Expectations Regarding Agritourism: Empirical Evidences from Ratnagiri and Sindhudurg District of Konkan (Maharashtra), Online International Interdisciplinary Research Journal, ISSN2249-9598, Volume-II, Issue-III, May-June 2012, pp-1-10,
  29. Impact of MSP, AUC and productivity on overall production of selected crops in India : a study, ABHINAV Journal, Volume No.1, Issue No.6, Issn 2277-1166,
  30. Conceptualization of E-Services Quality and E-Satisfaction: A Review of LiteratureManagement Research and Practice, Vol. 4 Issue 4 (2012) pp: 12-18 E-ISSN-2067-2462,
  31. Livestock sector in India-recent trends and progress (2012), Ezinee-Magazine, ISSN: 1525-7126April 14, 2010,, PO Box 12740 Green Bay WI 54307 Available at SSRN 2258220
  32. Refinement and Retesting of “eBankQual” Scale in Internet Banking Service Settings, Munich Personal RePEc Archive, MPRA Paper No. 46446, posted 22 April 2013 13:17 UTC   
  33. भारतातील इलेक्ट्रॉनिक देयक पद्धती : एक चिकित्सक अभ्यास, Research Front, Vol 1, Issue 1, pp 97-102 ISSN 2320 – 6446
  34. भारतातील व्यापारी बॅंकांची अनिष्पादित मालमत्ता  :एक तुलनात्मक  अभ्यास , Lokavishkar International E-Journal, Vol II / Issue I / Jan-Feb-March.2013, pp 49-55,  ISSN 2277-727X Impact Factor 1.864 ISRA:JIF
  35. Some Critical Issues of Women Entrepreneurship in Rural India, European Academic Research, Vol. I, Issue 2/ May 2013  Impact Factor: 3.4546 (UIF)
  36. A Conceptual Design of Multifunctional Utility Card, Indian Streams Research Journal 3 (6), 1-6 Impact Factor : 4.1625 (UIF)
  37. सातारा जिल्ह्यातील मजूरवर्गाच्या दारिद्रयाचे एकवास्तववादी विवेचन, Golden Research Thoughts -Vol 3 Issue 5 Nov 2013, ISSN No :2231-5063, Impact Factor : 1.2018 (GISI) ; Impact Factor : 1.9508(UIF)
  38. An Analytical Study Of Foreign Direct Investment In Indian Telecom Sector, Zenith International Journal Of Business Economics & Management Research, 2015 issue. (Impact Factor 4.32)
  39. An Analytical Study of Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) in Maharashtra, Online International Interdisciplinary Research Journal, February 2015 issue. Impact Factor 2.32.
  40. Financial Inclusion Policy: A Case Study of Hilly Area, International Journal of Research in Economics and Social Sciences, Volume 5, Issue 9 (2015) (ISSN 2249-7382) (Impact Factor – 5.545) ,  Scopus ID: 2B49398203E6C8AF 
  41. Factors Responsible For Corruption: Perception Of The Citizens From Various Professions And Religions In India, International Journal of Recent  Scientific Research, Volume: 6 (12) December -2015, ISSN: 0976-3031 (Impact Factor – 5.114)
  42. Kumbhar V.M.(2016), Role of RTI Act in combating corruption: Empirical Evidences from Maharashtra state, India, International Journal of Recent Scientific Research 7 (6), pp. 11909-11913 (Impact Factor – 5.114)

Articles Published in Local News Papers (Marathi)
  1. 1.      Savadhan Malthus Jaga Hotoy”Regarding Malthusian Theory and Present Experiences,Published by Daily Pudhari, Kolhapur (Maharashtra) on 14 July 2007
  2. 2.      Durdamya Ashwad HawaRegarding to farmers suicides in Maharashtra was published by Daily Pudhari Kolhapur (Maharashtra) on 08 Sept. 2007.
  3. 3.      Arthvyavasthecha Kana Mazbut Karavayacha Aasel Tar regarding to agricultural policy was published by Daily PudhariKolhapur (Maharashtra) on 29 March 2008.
  4. 4.      Sarkari Babu Malamal Parantu Ramu Kangal regarding to Wage disparities in Govt. employees and unorganized workers was published by Daily Pudhari Kolhapur (Maharashtra) on 26 april 2008.
  5. 5.       “ArogyaSaksharataRegarding Health Literacy and Awareness in India was published by Daily Pudhari,Kolhapur (Maharashtra)on11 Sept. 2008.
  6. 6.      SEZ PrashnaShetjaminichaRegarding to problems of SEZ policy in India, was published by Daily Pudhari on 20 Dec 2008.
  7. 7.      “Inclusive E-Banking Services in India: Need for Big Economic Power” was published in Special Supplement entitled Bharat Ek Mahasatta of Daily Pudhari on 02/01/2011
  8. 8.      “Payabhut Seva-Suvidhasathi ThodiKhushi Thoda Gam” ( Relating to Provisions made in Budget 2011-12 for Infrastructural Facilities) was published in Special Supplement entitled Arthasankalpa 2011-12 of Daily Pudhari on 01/03/2011
  9. 9.      Abasaheb Marathe College: Dedicated to Provide Higher Education, 8th Feb 2012, in Daily Prahar , Ratnagiri Edition 
  10. 10.  Career Opportunities in Banking, in daily MangalwedhaNagari, Mangalwedha
  11. 11.  Banking Examinations: Lokasatta Daily Pune
  12. 12.  Nature of Banking Examinations ;Lokasatta Daily Pune

Delivered Lecture on  E-Banking Services in India/Share Market/Research Methodology
  1. 1.      Arts commerce and Science College, Gadhingalaj Dist- Kolhapur
  2. 2.      Manohar Khapne College of Arts and Commerce, Pachal, Tal-Rajapur, Dist- Ratnagiri
  3. 3.      Abasaheb Marathe College, Rajapur Dist- Ratnagiri
  4. 4.      Y.C. College, Pachwad Dist-Satara
  5. 5.      Sahakar Maharshi Shankarrao Mohite Patil Mahavidyalaya, Rahimatpur  Dist- Satara
  6. 6.      D. G. College of Commerce, Satara 2010
  7. 7.      YashwantraoChavan College, Pachwad, Dist-Satara
  8. 8.      Dahiwadi College, Dahiwadi Dist-Satara
  9. 9.      NSS Camp of DG College  of Commerce, 2014-15
  10. 10.  Balasaheb Desai College, Pathan, Dist-Satara
Delivered Lecture on “Employment Opportunities in Banking & Finance Sector” 
  1. 1.      Shardaschandra Pawar Mahavidhyalaya, Lonand Dist-Satara
  2. 2.      Maharshi Vitthal Ramaji Shinde Kanya Mahavidhyalaya, Satara  
  3. 3.      Kisan Veer College, Wai, Satara 
  4. 4.      Mudhoji College, Phaltan, Satara
  5. 5.      Arts and Commerce, College, Pusegaon, Satara 
  6. 6.      Milanben Mehata College, Panchagani Dist-satara
  7. 7.      Chh. Shivaji College, Satara 
  8. 8.      S.M. Joshi College, Hadapsar Pune
  9. 9.      Chh. Shahu College, Kolhapur
  10. 10.  Dr. BabasahebAmberdkar College, Aundh Pune
  11. 11.  Burla Mahila Mahavidyalaya, Solapur
  12. 12.  Arts, Commerce & Science College, Palus, Sangli
  13. 13.  Savitribai Phule Mahila Mahavidhyalay, Satara 
  14. 14.  Arts and Commerce, College, Wagholi, Satara
  15. 15.  Y.C. College, Pachwad, Satara 
  16. 16.  Bapuji Salunkhe College, Satara
  17. 17.  Shirpatrao Kadma Mahavidhyalay, Shirwal Dist-Satara
  18. 18.  KBP College, Pandharpur Dist -Solapur
  19. 19.  Arts & Commerce College, Madha Dist- Solapur
  20. 20.  KBP College, Islampur Dist-Sangli
  21. 21.  Laxmibai Bhaurao Patil Mahavidhyalaya, Solapur